The housing market is slowing across the Triangle and the Triad — but smart buyers are still building wealth. Discover how lease to own and no-bank-financing homes offer flexible paths to ownership.
April 2025 marked a turning point in U.S. real estate. Sales hit their lowest spring levels since 2009, mortgage rates hovered near 7%, and prices stayed elevated. For many, that sounds like a reason to wait. For our clients in and around Raleigh–Durham and Greensboro, it’s the signal to move forward — strategically.
Instead of sitting on the sidelines, buyers are using lease-to-own and no-bank-financing homes to start building equity now while keeping flexibility for the future.
Why a Slower Market Creates Opportunity
- Less competition and more inventory across the Triangle and the Triad.
- Sellers are more flexible on price and terms.
- Rent keeps rising — without building equity.
If you’re browsing homes for rent in Raleigh or Greensboro, consider a path that turns rent into wealth from day one.
Two Flexible Programs for Raleigh & Greensboro
- Lease-to-Own: Low down payment, fixed monthly payments often lower than a mortgage, and the option — never the obligation — to buy later.
- No-Bank-Financing Homes: Seller-financed terms with clear underwriting — ideal for self-employed buyers or credit rebuilders.
Who Benefits Most?
- First-time buyers who want to stop renting.
- Self-employed professionals who need flexible qualifying.
- Relocating homeowners who want stability before committing.
- Families priced out by today’s lending environment.
Learn the fundamentals in our Triangle primer: Lease-to-Own in Raleigh, and see how it compares when you’re relocating to the Triangle.
Real Story: Equity from Day One
Kelly, a first-time buyer in Durham, entered a Lease-to-Own program with just 2% down and secured a townhome in under 30 days — skipping traditional closing costs and building immediate equity. While others waited, she moved forward.
Watch: Why Lease-to-Own Is a Smarter Move
FAQs
Can I choose the home?
Yes — resale or new build from the MLS or FSBO that meets program guidelines in the Triangle or Triad area.
What if I’m relocating?
Start here: Relocating in Raleigh for a step-by-step plan that keeps you flexible.
Recent Coverage
See national press about our approach: Associated Press: Burson Home Advisors Lease-to-Own Programs.
Ready to Move Smart?
Explore the program details and next steps here: Lease-to-Own — Raleigh & Greensboro (serving the wider Triangle and the Triad).
Related reading: The Financially-Savvy Case for Lease-to-Own in Raleigh NC