The Housing Market Is Slowing—But That Doesn’t Mean You Have To

How first-time buyers, relocating homeowners, and self-employed professionals can leverage Lease-to-Own and No Bank Financing options to build wealth now.

For many would-be buyers, this feels like the moment to step back. the housing market is slowing

But for our clients? It’s become the perfect time to step forward—with a smarter, more flexible strategy.

At Burson Home Advisors, we specialize in financially sound alternatives to traditional buying:

• Lease-to-Own Raleigh homes

• No Bank Financing Homes

• Smart solutions for first-time buyers, renters, self-employed professionals, and relocating homeowners

We believe wealth-building shouldn’t wait for perfect timing. It should meet you where you are—right now.

The Problem: Buyers Are Being Squeezed

Let’s look at the numbers:

• Mortgage rates: 6.86% (average, May 2025)
• Median home price: $414,000 in April—a record high for the month
• Buyer demand: Down, as affordability hits a breaking point
• Inventory: Up 21% year over year, with homes sitting longer and sellers growing more flexible

For many Raleigh residents searching for homes for rent, this market feels stuck. Rent keeps rising. Mortgages feel out of reach. And the idea of homeownership starts to feel more like a dream than a plan.

That’s why we offer another way.

The Opportunity: Flexible Paths to Ownership

This market slowdown isn’t bad news—it’s new possibility.

Our clients are stepping into homes others are passing by, not by stretching themselves thinner, but by choosing programs that bypass traditional roadblocks.

✅ Lease-to-Own Raleigh Homes

Perfect for first-time buyers, renters, or homeowners relocating without locking into a new mortgage right away.

✅ No Bank Financing Homes

Designed for financially stable buyers who don’t qualify for—or want to avoid—traditional lending.

• No bank qualifying or mortgage needed
• Minimum 600 credit score and $50K annual income, pre-tax
• Transparent terms and closed with a licensed Real Estate Attorney
• Especially helpful for self-employed buyers, those in transition, or anyone recovering from past credit issues

Why Not Just Keep Renting?

Let’s be honest—renting seems safe on the surface. But in today’s market, homes for rent in Raleigh aren’t as friendly as they used to be.

Renters face:

• Annual rate hikes with no equity in return
• Little control over lease renewals
• No ability to modify or improve their space
• No wealth-building—even after years in the same home

Meanwhile, rent to own Raleigh programs through Burson Home Advisors help you:

• Start building equity immediately
• Enjoy price stability with fixed payments
• Protect your investment—even if you don’t buy

This isn’t “renting with a maybe.”

It’s a real financial strategy with real ownership potential—on your timeline.

Who This Works For

We recommend these programs for real people living real life—not just those who fit in traditional mortgage lending boxes.

✔️First-time buyers who want to stop throwing money away on rent

✔️Self-employed professionals whose tax strategies make mortgage approval difficult

✔️Homeowners relocating to Raleigh who need to sell their home and want to build wealth during their transition

✔️Credit rebuilders who are financially ready but need flexible underwriting

✔️Families who need time to settle before committing to a purchase

✔️Anyone searching for a smarter path to homeownership in today’s market

Real Story: Kelly’s 30-Day Transformation

Kelly, a first-time homebuyer in Durham, came to us after years of saving—but still couldn’t justify traditional mortgage costs. She was nervous, unsure, and nearly ready to give up.

FAQs: “What If I’m Not Sure Yet?”

What happens if I change my mind and don’t buy the home?

No problem. You’re never obligated to purchase. You can continue leasing, transfer your equity to another home, or cash out—depending on your program.

Is my down payment at risk?

No. Your down payment is never lost. It’s either applied to your purchase, refunded, or transferred—based on your goals.

Are these homes in good areas?

Yes. You choose the home from MLS listings or FSBOs that meet both your lifestyle and program qualifications. We walk you through the process with clarity and care.

Final Thought

The market may be shifting—but that doesn’t mean you need to sit still or settle for less.

You don’t need a high credit score. You don’t need a bank’s permission.

You just need a strategy that honors your life today—and sets you up to build wealth now.

Let’s help you find the home that fits.

Let’s help you build equity from day one.

You’re not stuck. You’re just one solution away.

#LeaseToOwnRaleigh #RentToOwnRaleigh #NoBankFinancingHomes #HomesForRentRaleigh #BursonHomeAdvisors

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