Lease-to-Own Homes

Own your home for as little as 2% down | Earn Equity from day 1

“The best duo from start to finish! Made the entire process easy and as stress free as possible. Excellent communication and support.”

— Heather Childress

This innovative, wealth-building home solution is perfect for:
 
  • Experienced Homeowners
  • Self-Employed Professionals
  • First Time Home Buyers
  • Relocating Families
  • Families Seasoning Credit

 

Click on our FAQ’s for more details or set up a call.

We Help You with Your Housing Needs When Others Won’t

Unlike most mortgage lenders, builders, and realtors, we specialize in helping families who want or need time to secure bank financing.

If you’re looking for your ideal home, you can:

  • Build equity while leasing
  • Cash out with your equity if life changes, or
  • Move on to another home

Either way, it would be our honor to help you in this pivotal transition. Our resourceful, caring, and expert approach ensures you save thousands of dollars to secure your ideal home.

Let’s talk today.

Lease-to-Own Homes

  • Relocating: Do you need time to sell your home? We’ll save you thousands of dollars.
  • Self-Employed: Need another year’s tax returns to qualify for bank financing? You’ll earn more equity with our program than a traditional mortgage.
  • New Job: Need time to acquire paystubs from your new job? We’ll move you into your ideal home – not a rental.
  • Improving Credit: Need a few months to boost your credit score? We won’t penalize you for life’s challenges.
  • Can’t Qualify for a Mortgage Today: Need time to pay down debt? Let us move you into your forever home and save thousands by avoiding a traditional mortgage. 

“If anyone is looking for a trustworthy, dedicated Real Estate Team that will go over and above to help you find your next dream home, this dynamic duo are the perfect pair!...”

— Babette and Rick Cicero

Relocating Experienced Homeowners? Discover an innovative Homeownership Solution!

Relocating should be exciting, not stressful. We hear from homeowners weekly who face the challenge of moving and want to avoid renting. The struggle to secure a mortgage without selling their current home is real, but it doesn’t have to be!
Here’s how our financially-sound Lease-to-Own home solutions can help:
 
  • Move into your ideal home now without needing to sell your current home first.
  • Buy when you’re ready—enjoy the flexibility of purchasing the home at your own pace.
  • Cash out or transfer your wealth to another home if you decide to move again.
  • Debt-free solution designed for homeowners who want a smarter, more flexible home-buying option.
  • Experience a seamless relocation process with our expert guidance.
Let’s make your next move a joyous and financially-sound one!
Call us today at 984-363-4379 to find out how we can help you in this next chapter.

“I had such a great experience working with Tamera and Jerry!...Their compassion, professionalism, and expertise all contributed to my overall experience.

— Jennifer Park

Self-Employed and Struggling to Get Mortgage Approval? We’ve Got You Covered!

We know the challenge—maximizing deductions makes sense for taxes, but it can make getting approved for a mortgage tough. We’ve been there.

Instead of waiting on the perfect tax return, we leased the home we loved, sorted out our finances, and bought it when we were ready!

Our Lease to Own home-buying solutions are innovative, fiscally-sound, and flexible ways for self-employed buyers to:

— Lease the home you want now

— Buy when you’re ready

— Cash out or transfer your wealth to another home

Why settle for renting when you can invest in your future? We’ve helped many self-employed individuals, and we’re here to help you save thousands of dollars, too!

“Jerry and Tamera found me a home in just a few days!...I cannot effectively state how pleased and comforted I have been by the professional services provided by this friendly and industrious pair.”

— Frederick J. Murrell

Experienced Homeowners and Self-Employed:
Finding the Right Time for Homeownership

James and Mikela, an experienced homeowner couple, were excited about the idea of moving into a new Lease-to-Own home. Like many households with both W-2 and self-employed income, they were navigating the complexities of securing a traditional mortgage. James had recently landed a fantastic new job, doubling his income, and Mikela was running a successful business. However, they needed a bit more time to gather pay stubs and boost their credit score to qualify for a loan.

That’s where our debt-free Lease-to-Own home-buying solution came into play. We showed them a beautiful home and offered them the flexibility to move in right away while they took the necessary time to strengthen their financial profile. Although they ultimately decided to stay in their rental home for personal reasons, their situation highlights a common challenge we help solve.

If you’re an experienced homeowner who needs time to season your employment, boost your credit, or simply secure your financial standing, our innovative Lease-to-Own home-buying solution can provide the flexibility you need. Whether you choose to buy, cash out, or transfer your wealth to another home, we’re here to guide you every step of the way.

Contact us today to learn more about how we can help you secure a home that fits your needs and your timeline.

“These two made our house hunting process so simple and stress-free. One tour, and we found our forever home!...They both knew what we were looking for, and made it happen quickly!”

— Jami Makowski

Why Work With Us

We have helped over 100 families (including ourselves!) move into outstanding homes while securing bank financing to ultimately make their purchases. We help you find your ideal home, and provide game-changing solutions to homeownership. See what others are saying.

“...Tamera and Jerry exceeded our expectations and understood our family's needs and delivered services to find us the perfect home.”

— Marco Barbieri

Why Rent, When You Can build wealth

You’ll have the freedom to lease-to-own, buy, cash out, or even transfer your wealth to another home. Let us show you how to turn this flexible program into your financial advantage!

Tamera Nielsen, REALTOR ®

Jerry Burson, PA

“Tamera and Jerry are client relationship specialists. Their standard of ethics and genuine perseverance is rare today.

— Ridge Cambria

FAQs Lease to Own Homes

In our 30 years of experience, we’ve never met a Loan Officer who recognizes rent payments as credit towards your purchase price. Some Owner/Landlords may promise that a portion of your rent will count toward the purchase, but it’s essential to verify this with a Licensed Loan Officer. Only they can confirm if such an arrangement is legal and will be honored in the loan process. However, with our lease-to-own home models, you can share in the home’s appreciation and build equity in the home, while leasing! Ask us how.

Most lease-to-own or lease option contracts last 12 to 24 months. We’re excited to offer a 3-5 year lease-to-own option for homes, giving you more time to decide if you want to purchase. You also have the flexibility to cash out, take your share of the home’s appreciation, or transfer your wealth to another home that better fits your needs. Ask us how.

Most Lease to Own home contracts or Lease Options require you the Tenant/Buyer to handle all maintenance and repairs; however, for our Lease to Own homes, our partner handles major maintenance, such as HVAC. For full details, ask us.

While the rent may be higher than typical rentals, it’s still less than a mortgage, and with our lease-to-own home solution, you’re not just renting—you’re sharing in the appreciation of the home. This gives you the flexibility of renting while enjoying the benefits of homeownership.
 
Even better, while rent typically increases year to year, your monthly rate is fixed for the entire 3-5 year term. Plus, you have the option to cancel after the first 12 months. It’s a pretty great deal!

Whether you’re renting an apartment or living in a lease-to-own home, it’s always a smart choice to protect your personal belongings with renter’s insurance. For this reason, all of our lease-to-own homes do require you to obtain a renter’s insurance policy. If you need help shopping for quotes or finding reputable agents, ask us.

YOUR END GOAL IS OUR END GOAL

Your Lease-to-Own home purchase is a profound life transition, a journey where entrusting your teammates is paramount to guiding you across the finish line. If you seek empathetic and exquisitely experienced teammates, look no further. We live for victories like yours!

Build Equity from Day One—Get Started Now!

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