If you bought a home at the top of the market, you’re not alone. Nearly 6% of today’s homeowners are at risk of selling at a loss, according to Redfin’s latest data. That risk jumps to over 16% for those who purchased during the post-pandemic frenzy, when bidding wars and low interest rates inflated prices. Lease-to-Own Raleigh program can help.
For many, staying put may feel like the only option—but that decision comes with its own cost.
The Emotional and Financial Cost of Waiting
Holding on to a home you no longer love (or can’t afford to maintain) drains more than your wallet. It chips away at your energy, your time, and your ability to move forward with life. But selling at a loss just to escape doesn’t sit right either.
If you’re in this position, you’re not without options. In fact, two financially sound strategies might help you move forward without taking a loss and without needing a mortgage.
Option 1: Lease-to-Own Your Next Home While Renting Out Your Current One
If you’re ready for a change but not ready to sell at a loss, consider this strategy:
Keep your current home as a rental property, and lease your next home through our partner’s Lease-to-Own Raleigh program.
Instead of making a rushed sale, you’ll hold your existing property as an income-producing asset—while moving into a home you choose with lower monthly payments and the right to purchase.
Our Lease-to-Own Raleigh program through our partners offers:
- Move-in ready homes that you select from the MLS
- Fixed monthly payments (lower than a mortgage)
- The option to buy, but never the obligation
- The ability to build equity while leasing
- Freedom to renovate and treat the home as your own
And best of all? You never lose your down payment. It can be credited, transferred, or cashed out if life changes course.
If you’re currently exploring homes for rent Raleigh, don’t just lease—lease and build wealth.
Option 2: Use No Bank Financing to Buy Without a Mortgage
Can’t qualify for a mortgage right now? No problem.
With our No Bank Financing homes, you can purchase a home without a traditional loan. These properties are ideal for:
- First-time homebuyers in Raleigh
- Relocating families selling an existing home
- Self-employed professionals
- Households with inconsistent income or credit repair goals
Benefits of No Bank Financing homes:
- No bank approval needed
- Low down payment for credit scores 600+
- Flexible move-in timelines
- Fast approvals and predictable monthly payments
This option helps you bypass both the mortgage roadblock and the pressure to sell your current home before you’re ready.
Real-World Support, Even Without a Commission
When Randy and Kathy learned that their Lease-to-Own provider had run out of funds just days before their scheduled tour, they were devastated.
We didn’t walk away.
We helped them search for homes for rent in Raleigh using our MLS access, gave them direct access to Listing Agents, and stayed in touch every step of the way—all without earning a commission.
Why? Because at Burson Home Advisors, we believe support shouldn’t come with strings attached. 💛
We’re here to help you transition in a way that protects your dignity and your financial health.
You Don’t Need to Sell at a Loss to Move Forward
Whether you’re one of the nearly 6% of Americans at risk of a loss or simply navigating a life change, you have more than one way forward.
At Burson Home Advisors, we specialize in solutions that put you back in control:
- Lease-to-Own Raleigh programs that build equity with every rent check
- No Bank Financing options that open the door—no bank required
- Personalized guidance to help you keep or rent your current home
If you’re a first-time homebuyer in Raleigh, or if you’re trying to avoid a forced sale, there’s no need to wait for the market or rely on traditional financing.
You’ve worked hard for the life you’ve built. Let us help you take the next step—without losing what you’ve earned.
