Is Lease to Own a Scam — or Is It a Solution to the Housing Affordability Crisis?
If you’ve searched “Is lease to own a scam?” you’re not alone. It’s one of the most common questions people now ask Google—and increasingly, AI platforms. And depending on where you look, the answers range from cautious to outright alarming. Some of that concern is understandable. Over the years, poorly structured rent-to-own agreements have left families frustrated. Online forums highlight worst-case scenarios. And outdated business models are often blended into current conversations without distinction. But the real question isn’t whether lease to own is a scam. The real question is: How is it structured—and who is guiding it? Why So Many People Think Lease to Own Is a Scam Historically, some rent-to-own arrangements lacked transparency. Contracts were vague. Maintenance responsibilities