If you’re wondering whether to buy now or wait until the market shifts, you’re not alone. Many would-be buyers are hitting pause out of fear—fear of high interest rates, fear of overpaying, fear of making a move they might regret. But if you look beyond the headlines and understand the full picture, this summer may actually be the best time to buy in years—even if you can’t yet qualify for a mortgage.
Here are three powerful reasons to consider buying now, especially if you’re exploring a Lease to Own Raleigh option or pursuing one of our no bank financing homes.
1. You Have More Negotiating Power Than You Think
It’s a question many buyers are asking as the market shifts in their favor. After several years of sellers holding all the leverage, the tide is turning. According to Redfin, there are now more sellers than buyers in many markets—including Raleigh. That means the intense bidding wars and over-asking price offers of 2021-2023 are behind us (for now).
This shift gives you the upper hand. Sellers may offer buy-now to be more open to:
- Covering part of your closing costs
- Paying for repairs or upgrades
- Accepting offers below asking price
As Lawrence Yun, Chief Economist for the National Association of Realtors, puts it:
“With housing inventory levels reaching five-year highs, homebuyers in nearly every region of the country are in a better position to negotiate more favorable terms.”
Because our partners buy homes in cash, clients in our rent-to-own Raleigh and no bank financing programs may be able to negotiate even stronger terms with builders and sellers who are eager to move inventory.
2. You Have More Homes to Choose From
More listings mean more choice—and in Raleigh, the increase is real. According to Realtor.com, the number of homes on the market this May exceeded both 2023 and 2024 levels. That means buyers are in a better position to shop around, compare options, and negotiate stronger deals than they could in previous years. That means:
- You’re less likely to settle for something that doesn’t fit your goals
- You can prioritize lifestyle (commute, schools, backyard) instead of just “what’s available”
- You can move into a home that actually feels like yours—not just a short-term rental
If you’re a first-time homebuyer in Raleigh or a self-employed professional waiting to qualify for a mortgage, this window of increased inventory is key. If you’re asking whether to buy now or wait, this might be your moment. Programs like Lease to Own and no bank financing let you secure the home now while you take the time you need to become mortgage-ready.
You don’t have to choose between waiting years and settling for less. You can have both flexibility and ownership.
3. Sellers Are More Flexible on Price
With homes taking longer to sell, some sellers are adjusting their expectations. Realtor.com reports that 19.1% of listings in May included a price cut—the fifth straight month that sellers have reduced their asking prices. For buyers, these price drops could signal new opportunities.
This doesn’t signal a crash. It signals a reality check.
Sellers are recognizing that in a more balanced market, pricing needs to reflect buyer conditions. And that gives you a rare opportunity to:
- Buy with less competition
- Negotiate a stronger deal
- Build equity sooner
If you’re entering the market through a Lease to Own Raleigh program, your partner’s cash offer often puts you ahead of the curve—giving you the ability to lock in today’s value while building wealth during the lease period.
Even better? You never lose your down payment. It’s either credited toward your purchase, transferred to another home, or cashed out if life changes.
The Bottom Line: This Summer Could Be Your Smartest Move Yet
At Burson Home Advisors, we specialize in helping people step into homeownership differently—especially those who’ve been told they have to wait. If you’ve been asking whether to buy now or wait, we’re here to show you that waiting isn’t your only option.
If you’re self-employed, between jobs, recovering from credit issues, or simply looking for a home for rent in Raleigh that actually builds equity, we can help you:
- Find a home that matches your vision and goals
- Qualify for programs that don’t require a traditional mortgage
- Begin building wealth from day one—without jumping through bank hoops
There may never be a perfect time to buy a home. But for those weighing whether to buy now or wait there are strategically sound times to do it.
And this summer? Might be one of the best.
Ready to explore a smarter path to homeownership?
Whether you’re self-employed, a first-time buyer, or simply need an alternative to traditional financing, we’re here to guide you. Our lease-to-own and no bank financing programs—offered through trusted partners—can help you secure the home you want now, build equity from day one, and keep your long-term goals in focus.
Reach out today to schedule a no-pressure consultation.
Let’s find the home—and the strategy—that fits your life.
