Lease to own homes aren’t a workaround—they’re a viable, structured pathway for qualified buyers who are locked out of traditional mortgage financing. At Burson Home Advisors, we serve families across North Carolina who are self-employed, relocating, credit-rebuilding, or simply navigating the kind of financial timing that traditional lenders don’t accommodate.
We’ve helped more than 100 buyers access lease to own homes with a strategy that’s sound, protected, and built for real life. This isn’t about avoiding the mortgage process. It’s about preparing for it—on your terms.
What’s Standing in Buyers’ Way Isn’t the Market—It’s the Mortgage
According to the National Association of Home Builders, 57% of U.S. households can’t qualify for a mortgage. Not because they’re irresponsible—but because the system doesn’t account for how people live and earn today.
We see it daily:
- A self-employed buyer with great cash flow, but not enough tax history
- A family relocating across state lines with a home to sell and nowhere to land
- A widow rebuilding credit after medical debt
- A first-time buyer with rising rent and no way to compete with cash offers
They’re not risky. They’re ready. And our program gives them a secure path forward.
Lease to Own Homes: A Safer, Smarter Path to Ownership
Lease to own homes used to be something to fear. Loosely written agreements, zero oversight, and buyers left holding the financial bag. We’ve met families who lost tens of thousands of dollars due to undocumented deals or handshake terms that fell apart when a seller passed away.
That’s why we do things differently.
Every home we help place is:
- Move-in-ready and listed for sale on the open market
- Secured with an attorney-drafted agreement from day one
- Designed to offer shared appreciation and waived closing costs (in select programs)
- Protected under North Carolina real estate law—and managed by a licensed Broker
We’ve walked this road ourselves. And we’ve guided over 100 families through it, one success at a time.
Affordable Housing in Raleigh Requires More Than Hope
We don’t believe affordable housing should mean settling. Yet for many buyers searching for affordable housing in Raleigh, the choices are limited—and the barriers are high.
Our lease-to-own model gives those buyers something different:
- Fixed monthly payments (lower than a mortgage)
- A clear timeline to purchase
- Legal protections and buyer-centered terms
- A chance to live in the home they’ll eventually own
This is a pathway—not a placeholder.
For Buyers Searching Homes for Rent in Raleigh—This Might Be Your Moment
Many of our clients started out looking for homes for rent in Raleigh—not realizing there was another option. What they wanted was flexibility. What they found with us was opportunity.
If you’re trying to align your life, your finances, and your goals without rushing into a mortgage—or waiting endlessly for the “right time”—lease to own homes may be the solution you haven’t been offered.
We walk beside you. We safeguard each step. And we get you home.
“Thanks to her insightful advice and unwavering support, we were able to secure a beautiful residence that far exceeded our wildest expectations—one that feels like a perfect fit for our family and future.”
— John Owens
The Real Reward Is Seeing Families Win
“It has been far more rewarding than I could have ever imagined to serve families who do not believe that they have a chance of owning a home at that particular time in their life, and we show them that they can.” — Tamera Nielsen, Co-Founder.
This work isn’t about selling homes. It’s about restoring belief in what’s possible.
As featured in KeyCrew Journal, lease to own home programs like ours are bridging the homeownership gap and reaching underserved buyers across North Carolina who traditional lending systems leave behind.