The housing market is slowing in Raleigh and the Triad—but smart buyers are still building wealth. Discover how lease to own Raleigh, lease to own Triad, and no bank financing homes offer flexible paths to ownership.
April 2025 marked a major turning point in U.S. real estate. Sales dropped to their lowest spring levels since 2009, mortgage rates hover near 7%, and prices stay elevated. For many, that sounds like a reason to wait. For our clients in Raleigh and the Triad (Greensboro / Winston-Salem), it’s the signal to move forward—strategically.
Instead of sitting on the sidelines, buyers are using lease to own Raleigh and no bank financing homes to start building equity now while keeping flexibility for the future.
Why a Slower Market Creates Opportunity
- Less competition and more inventory across Raleigh and the Triad.
- Sellers are more flexible on price and terms.
- Rent keeps rising—without building equity.
If you’re browsing homes for rent in Raleigh, consider a path that turns rent into wealth from day one.
Two Flexible Programs for Raleigh & the Triad
- Lease-to-Own: Low down payment, fixed monthly payments often lower than a mortgage, and the option—never the obligation—to buy later.
- No Bank Financing Homes: Seller-financed terms with clear underwriting—ideal for self-employed buyers or credit rebuilders.
Who Benefits Most?
- First-time buyers who want to stop renting.
- Self-employed professionals who need flexible qualifying.
- Relocating homeowners who want stability before committing.
- Families priced out by today’s lending environment.
Learn the fundamentals in our Raleigh primer: Lease-to-Own in Raleigh, and see how it compares when you’re relocating to Raleigh.
Real Story: Equity from Day One
Kelly, a first-time buyer in Durham, entered a lease-to-own program with just 2% down and secured a townhome in under 30 days—skipping traditional closing costs and building immediate equity. While others waited, she moved forward.
Watch: Why Lease-to-Own Is a Smarter Move
FAQs
Do I lose my down payment if I don’t buy?
No. Your down payment is protected and can be applied, refunded, or transferred based on your program.
Can I choose the home?
Yes—resale or new build from the MLS or FSBO that meets program guidelines in Raleigh or the Triad.
What if I’m relocating?
Start here: Relocating in Raleigh for a step-by-step plan that keeps you flexible.
Recent Coverage
See national press about our approach: Associated Press: Burson Home Advisors Lease-to-Own Programs.
Ready to Move Smart?
Explore the program details and next steps here: Lease-to-Own — Raleigh & Triad.
Related reading: The Financially-Savvy Case for Lease-to-Own in Raleigh NC