Why lifestyle delays are redefining homeownership—and how Lease-to-Own can meet you right where you are.
If you’re in your 30s or 40s and still waiting to buy your first home, you’re not late.
You’re living in a world that changed—and most of the housing industry hasn’t caught up. lease-to-own that works
The average age of first-time homebuyers has risen to 38 years old—up from just 28 in the early ’90s. The reasons?
– People are spending more time in school.
– Marrying later (if at all).
– Having fewer children—or waiting longer to start families.
– And increasingly, they’re prioritizing flexibility over permanence.
These aren’t just lifestyle choices. They’re reflections of a new kind of adulthood—one shaped by economic pressures, personal growth, and evolving values.
But while life has shifted, the path to homeownership hasn’t.
The Problem: Old Models in a New World
Historically, getting married or starting a family was the trigger for homebuying. But today? That same expectation leaves many feeling like they’re “behind” or forced to rent indefinitely.
And let’s be honest: Renting can feel like a trap.
Many Raleigh residents searching for homes for rent find themselves stuck in the cycle of rising rent, no equity, and no real sense of long-term stability. And yet, traditional homebuying often requires tens of thousands of dollars in upfront costs, a mortgage approval, and a 30-year commitment—when your life may still be evolving.
At Burson Home Advisors, we see it differently.
We believe that homeownership—and wealth-building—shouldn’t be reserved for a milestone moment. It should be accessible, flexible, and aligned with your life as it actually is.
That’s where our partners’ equity-driven lease to own Raleigh programs come in.
The Solution: Lease-to-Own That Works With Your Life, Not Against It
Unlike traditional rent-to-own models of the past (which often left renters with nothing but regret), our partner’s lease-to-own programs protect your investment—and your freedom.
With BHA and our trusted partners, every program is structured to prioritize you:
– Build equity from day one—not after you get a mortgage
– Monthly payments are fixed and lower than a mortgage
– Down payments are never lost—they’re applied to your equity or fully refunded if life shifts
– Legally protected via a county-courthouse-recorded deed, option to purchase, or memorandum of contract, depending on which program fits you best
– No obligation to buy—only the option to buy when it’s right for you
– No Buyer’s Closing Costs if/when you exercise your right to purchase—saving you thousands of dollars (usually 2%-3% of the purchase price).
– And most importantly? You’re not renting. You’re investing. In your time, your future, your pace.
Kelly’s Story: From “Maybe Someday” to Homeowner in 30 Days
For years, Kelly—a first-time homebuyer in North Carolina—had been saving and dreaming. But each time she looked into buying, she hit the same wall:
Mortgage insurance.
Buyer’s closing costs.
Agent fees.
And the stress of locking into a mortgage that didn’t feel safe just yet.
Kelly came to us unsure whether she could even own a home. But within just 30 days, she moved into her ideal home—and started building equity immediately.
Here’s how:
Day 1 – Consultation
Kelly shared her goals and fears during our virtual consultation. By the end, she felt understood—and empowered.
Day 2 – Approval
Through our Common Sense Underwriting, she was prequalified for a $345k lease-to-own home—no traditional loan needed.
Day 3 – Home Selection
We curated a home list tailored to her lifestyle: natural light, privacy, work-from-home compatibility, and walkability.
Day 4 – One-and-Done Tour
Kelly fell in love with the first home she toured: an end-unit townhome in Durham with everything she’d hoped for. To be certain, she toured a second. But her gut—and our valuation—confirmed it: the first home was the one.
Days 5–30 – Negotiation and Closing
We negotiated a 7% discount, conducted a transparent licensed home inspection, and ensured repairs were addressed before move-in.
In just one month, Kelly moved from uncertainty to empowered equity-builder.
And the best part?
– Kelly saved over $15,000 in upfront costs.
– She avoided mortgage insurance, closing costs, and buyer’s agent fees.
– And she never gave up flexibility—she can still buy later, cash out, or renew her LTO option.
This Is What “Rent to Own Raleigh” Should Mean
Too often, when people search for rent to own Raleigh, they’re met with confusing, outdated, or even predatory models. At Burson Home Advisors, we’ve partnered with Forward-Thinking Innovators who’ve redesigned the model from the ground up to work in real life.
You’re not a traditional buyer?
Good. You’re not meant to follow a traditional path.
You’re building a life that reflects your own timeline, your values, and your goals.
Our job is to support that—not force you into a mold that never fit.
A Final Thought
Maybe you’ve been told to “just keep saving.”
Maybe you’ve been led to believe you’re not quite ready yet.
Or maybe you’ve started to believe that homeownership just isn’t for you.
But what if the real issue isn’t you?
What if the path hasn’t been wide enough to hold the life you’re actually living?
With our partners’ lease to own Raleigh programs, you don’t have to wait until everything is perfect.
You just have to take the next step—with empathetic real estate consultants who see your full picture, your life’s transition, and have the expertise to walk you home.💛
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