5 Smarter Ways to Buy a Home in 2025—Without a Mortgage
2025 isn’t just another year in the housing cycle—it’s a whole new landscape. High interest rates, rising rents, and tighter lending guidelines are changing the rules. And if you’re one of the nearly 60% of U.S. households currently unable to qualify for a $300,000 mortgage (source), you’re not alone–—and a Lease-to-Own home in Raleigh may be the perfect solution. But you’re also not out of options. If you’re self-employed, between jobs, rebuilding your credit, or simply tired of renting, here are five smarter ways to secure a home in 2025—without waiting for the market (or mortgage rules) to shift. 1. Lease the Home You Want—While Building Equity Instead of applying for a mortgage first, our Lease-to-Own Raleigh partners let you choose a move-in ready