Why smart Raleigh buyers are turning to Lease-to-Own and No Bank Financing as employers call workers back to the office
Raleigh is one of the top five metros in the nation for remote work. But even here, full-time work-from-home numbers are dropping. remote work is declining
According to U.S. Census Bureau data analyzed by ResiClub, fully remote work fell in 39 of the 40 largest metro areas in 2023. In Raleigh, remote work is declining and the percentage of fully remote workers slipped to 24.5% last year—down from pandemic highs, but still far above the national pre-2020 average of 5.7%.
That means a growing number of Raleigh professionals may find themselves facing return-to-office mandates, hybrid schedules, or unexpected relocations. For many, that brings housing questions back to the forefront:
- Should we buy now if our job situation might change?
- What if I relocate, but need to move again?
- Is it wise to sign a long lease or take on a mortgage right now?
At Burson Home Advisors, we’re seeing this shift unfold in real time—and we’re helping clients respond with smarter, more flexible housing strategies.
A Market in Motion: Work Trends Are Changing Housing Plans
In January 2025, both Starbucks and Amazon announced stricter return-to-office policies. They’re not alone. Across industries, companies are revisiting remote flexibility as they seek tighter collaboration, performance visibility, or cultural alignment.
And while fully remote work is unlikely to vanish entirely, the days of assuming indefinite WFH are fading.
That uncertainty is causing some would-be homebuyers to hesitate—even as rent prices keep rising and mortgage access remains limited.
But delaying homeownership isn’t your only option.
Flexible Housing for a Flexible Future
We work with partners who offer programs designed for buyers in transition—whether you’re unsure about job permanence, relocating, looking for homes for rent Raleigh, or trying to buy without a bank.
Our two most popular solutions are:
1. Lease-to-Own Homes in Raleigh
Perfect for first-time homebuyers Raleigh or remote workers who want to put down roots while maintaining future flexibility.
- As little as 2% down
- Fixed monthly payments lower than a mortgage
- No buyer’s closing costs
- Legal protection through recorded options or memorandums
- Option to buy later—not an obligation
- Equity-building from day one
2. No Bank Financing Homes
Ideal for self-employed professionals or buyers who want to avoid the red tape of traditional lending.
- No mortgage approval required
- Minimum 600 credit score and $50K household income
- Transparent terms and licensed attorney closings
- Faster move-in timelines
- Built-in flexibility for life changes
Both programs allow buyers to move forward now without locking into a risky or rigid scenario. You get control, security, and a path to wealth-building—without betting on what your employer might do next quarter.
Why Renting Might Not Be Safer
Some remote professionals feel stuck in limbo—afraid to commit, but weary of rent hikes and instability. Here’s why homes for rent Raleigh may be costing more than you think:
- Rent prices in Raleigh continue to climb—often with no cap
- Leases can be terminated or altered at renewal, offering little control
- Rent builds zero equity, even after years in the same home
- Many renters spend more each month than they would with a lease-to-own payment
Compare that with a Lease to Own Raleigh program:
- Payments remain fixed
- Your down payment is never lost
- Every payment builds your equity stake
- You maintain the right to purchase (or walk away)
It’s not just about stability—it’s about leverage.
Who These Programs Help Most
Whether you’re staying remote, going hybrid, or navigating new employment terms, you deserve a housing solution that fits your life.
Our partners’ programs are ideal for:
- First-time homebuyers Raleigh tired of paying rent
- Self-employed professionals with complex income
- Relocating families selling a home and uncertain about their long-term plans
- Buyers priced out of traditional lending
- Professionals in flux due to return-to-office changes
Final Thought: In a Shifting Work World, Certainty Still Exists
Remote work may be changing again—but you don’t have to give up your homeownership goals.
At Burson Home Advisors, we offer more than listings. We offer strategic pathways that protect your investment, honor your flexibility, and align with your real life.
We believe you deserve options that work for you.
- Lease-to-Own and No Bank Financing homes available in Raleigh
- No mortgage required. No long-term risk. Just smart solutions.
- Start building equity now—while keeping your options open
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